The best live chat software for a small team is the one whose free plan holds up and whose price does not jump when the third or fifth person joins. Every product below is scored on five published criteria, read from the pricing pages, help-center articles and legal pages each vendor publishes.
Three things decide most purchases: whether the vendor bills per seat or per workspace, how it counts AI usage, and where it stores chat data. The free-plan audit shows what each free tier documents, and per-seat vs per-workspace pricing explains why team size changes the answer.
Quick picks
- No seat cap: tawk.to — Unlimited agents, chats and history on the free core; branding removal is an add-on.
- Predictable AI billing: Freshchat — Freddy AI Agent costs $49 per 100 sessions, with the session defined in writing.
- Flat team price: Crisp — Essentials is $95 a month for the workspace, with 10 seats included.
- Online stores: Smartsupp — Smartsupp lists Shopify, WooCommerce, PrestaShop, Magento and BigCommerce integrations, priced per workspace in euros.
The ranking
tawk.to
Budget teams wanting unlimited free agents8.8- Paid plans from
- Free
- Pricing model
- Free, with paid add-ons
- Free plan
- Yes — Free
- EU data hosting
- No
tawk.to is a US-based live chat, ticketing and knowledge base platform whose core product is free with unlimited agents, conversations and chat history. The vendor earns from optional add-ons bought per property (roughly one website or brand), such as branding removal, AI Assist credits and hired human agents. tawk.to suits small businesses and solo operators who want real support on a free plan and can accept US data hosting.
The catch: Data is stored only in the United States, and removing the Powered by tawk.to badge costs $39 a month billed monthly per property according to the help center, while the marketing pages say $29.
Freshchat
Teams wanting many agents on a free plan8.1- Paid plans from
- $19 per seat per month, billed annually
- Pricing model
- Seats plus AI usage
- Free plan
- Yes — Free
- EU data hosting
- Yes
Freshchat is Freshworks' live chat and messaging product, with a Free plan for up to 10 agents and paid plans billed per agent from $19 a month on annual billing. Its Freddy AI Agent is sold in packs of 100 sessions for $49, available from the entry paid plan. It suits small and mid-sized teams that want several people on chat for free and may later move up to Freshworks' helpdesk.
The catch: Freddy AI Agent is billed per 24-hour session whether or not the question gets resolved, and rule-based bot flows and builder previews draw from the same session pool.
HubSpot Live Chat
Two-person teams already on HubSpot CRM7.7- Paid plans from
- $20 per seat per month, billed monthly
- Pricing model
- Seats plus AI usage
- Free plan
- Yes — Free tools
- EU data hosting
- Yes
HubSpot Live Chat is the chat widget and shared inbox that come with HubSpot's free CRM, for up to 2 users at no charge. Removing the HubSpot branding, routing chats and adding the AI customer agent all require paid Service Hub seats, billed per seat, with the agent's resolutions billed in HubSpot Credits on top. It suits small teams that already use, or plan to use, HubSpot as their CRM.
The catch: The widget keeps HubSpot's branding until you buy a paid seat, and HubSpot's own pages list three different Starter prices: $7, $10 and $20 a seat a month.
Crisp
Teams wanting flat pricing and EU hosting7.2- Paid plans from
- $45 per workspace per month, billed monthly
- Pricing model
- Per workspace
- Free plan
- Yes — Free
- EU data hosting
- Yes
Crisp is a French customer support suite (shared inbox, chat widget, CRM, knowledge base) that charges a flat monthly price per workspace with a fixed number of seats and no conversation cap. Paid plans run from Mini at $45 a month for 4 seats to Plus at $295 for 20, and the Hugo AI agent is metered through included USD credits. Crisp suits small and growing teams that want a predictable bill, many channels and data held in the EU.
The catch: The Crisp watermark stays on every plan below Plus at $295 a month, and the Free plan has no full conversation history and caps you at 100 customer profiles.
Chatwoot
Technical teams willing to self-host, or US-based teams6.7- Paid plans from
- $19 per seat per month, billed monthly
- Pricing model
- Per seat
- Free plan
- Yes — Hacker
- EU data hosting
- No
Chatwoot is an open-source customer support inbox from Chatwoot Inc. in San Francisco, sold as a US-hosted cloud service billed per agent and as a free, MIT-licensed Community Edition you run on your own servers. The cloud plans cover website chat, email, WhatsApp, Messenger, Instagram, SMS, Telegram and, on Business and Enterprise, voice. Its Captain AI is metered in credits, with 1 credit per AI message or action.
The catch: Chatwoot Cloud is hosted only on AWS in the United States, so keeping data in the EU means self-hosting and maintaining the software yourself.
Smartsupp
Small online stores with up to three people6.7- Paid plans from
- €14 per workspace per month, billed annually
- Pricing model
- Per workspace
- Free plan
- Yes — Free
- EU data hosting
- Not documented
Smartsupp is a live chat, WhatsApp and Messenger inbox from Brno, Czechia, sold per workspace: Solo covers 1 operator, Plus 3 and Expert 5. Its Mira AI Agent is an add-on billed in blocks of 100 conversations a month, and prices are published in EUR, USD, CZK and PLN. The "Powered by Smartsupp" logo stays on the widget on every plan, paid ones included.
The catch: The "Powered by Smartsupp" branding cannot be removed or hidden on any plan, including Expert and Enterprise.
Tidio
Small teams with low, predictable chat volume6.1- Paid plans from
- $24.17 per workspace per month, billed annually
- Pricing model
- Tiers by conversation volume
- Free plan
- Yes — Free
- EU data hosting
- Yes
Tidio is a Polish live chat and help desk suite that sells three separately metered quotas: human-handled conversations, Lyro AI Agent conversations and Flows chatbot visitors. Every self-serve plan, including Free, includes 10 seats, so the bill grows with conversation volume rather than headcount, from $29 a month billed monthly on Starter. Tidio suits small shops and support teams with several people but modest, predictable chat volume.
The catch: The Free plan covers only 50 human-handled conversations a month, and at the limit agents can neither see nor answer new messages until the quota resets or the plan is upgraded.
LiveChat
Established teams with budget per agent5.5- Paid plans from
- $19 per seat per month, billed annually
- Pricing model
- Per seat
- Free plan
- No free plan · 14-day trial
- EU data hosting
- Yes
LiveChat is a paid live chat and messaging platform from Text, a Polish company, billed per agent account from $19 a month on annual billing or $25 billed monthly. There is no free plan, only a 14-day trial, and the autonomous AI Agent is sold in Text and ChatBot.com plans rather than in classic LiveChat plans. LiveChat suits established sales and support teams that want wide channel coverage and can afford a price that rises with every seat.
The catch: LiveChat has no free plan and Starter holds a single user, so any team of two or more pays the Team rate of $59 per person a month billed monthly, or $49 billed annually.
Intercom
Support teams building around an AI agent5.4- Paid plans from
- $29 per seat per month, billed annually
- Pricing model
- Seats plus AI usage
- Free plan
- No free plan · 14-day trial
- EU data hosting
- On some paid plans
Intercom is a customer service helpdesk whose live chat widget, the Messenger, comes with every plan, sold per full seat from $29 a month on annual billing and $39 on monthly billing. Its Fin AI Agent is available on all plans and billed separately at $0.99 per outcome. The company behind it renamed itself Fin in May 2026 and has been owned by Salesforce since September 10, 2026; Intercom suits teams that want a full helpdesk with an AI agent built in and can pay per seat for it.
The catch: Intercom has no free plan and no included Fin allowance on standard plans, so the bill is seats at up to $39 each plus $0.99 for every Fin outcome, including customers who simply leave after Fin's answer.
Zendesk
Multichannel support teams wanting one helpdesk5.3- Paid plans from
- $55 per seat per month, billed annually
- Pricing model
- Seats plus AI usage
- Free plan
- No free plan · 14-day trial
- EU data hosting
- On some paid plans
Zendesk sells live chat and messaging only as part of the Zendesk Suite, a per-agent helpdesk that starts with Suite Team at $55 an agent a month billed annually or $69 billed monthly; standalone Zendesk Chat is no longer sold to new customers. Zendesk AI agents are billed per automated resolution, with a small free allowance per agent each month. It suits teams that want chat, email, voice and social channels in one ticketing system and have the budget for per-agent Suite seats.
The catch: Live chat starts at Suite Team, $69 an agent a month billed monthly, and the Zendesk branding can only be removed on Suite Enterprise, which is quote-only.
Lime Connect
Teams that need chat data stored in Germany4.5- Paid plans from
- €87 per month, billed annually
- Pricing model
- Seats plus AI usage
- Free plan
- Yes — Free
- EU data hosting
- Yes
Lime Connect is the product formerly sold as Userlike, a Cologne-based chat and messaging platform owned by Lime Technologies since 2021 and renamed on September 10, 2025. It covers website chat, email, WhatsApp, Messenger, Instagram, Telegram and SMS, and the vendor says all chat data is stored on servers in Germany. The only self-serve paid plan, Pro, starts at €105 a month with a 3-seat minimum, and the Connect AI Agent is a separate add-on.
The catch: The pricing page does not say whether Pro's €105 a month is per seat or covers the whole 3-seat minimum.
Comparison table
| Product | Score | Pricing model | Paid plans from | Free plan | AI chatbot | EU data hosting | Best for |
|---|---|---|---|---|---|---|---|
| tawk.to | 8.8 | Free, with paid add-ons | Free | Yes — Free | AI Assist — billed per credit | No | Budget teams wanting unlimited free agents |
| Freshchat | 8.1 | Seats plus AI usage | $19 per seat per month, billed annually | Yes — Free | Freddy AI Agent — billed per session | Yes | Teams wanting many agents on a free plan |
| HubSpot Live Chat | 7.7 | Seats plus AI usage | $20 per seat per month, billed monthly | Yes — Free tools | Customer agent — billed per resolution | Yes | Two-person teams already on HubSpot CRM |
| Crisp | 7.2 | Per workspace | $45 per workspace per month, billed monthly | Yes — Free | Hugo — billed per credit | Yes | Teams wanting flat pricing and EU hosting |
| Chatwoot | 6.7 | Per seat | $19 per seat per month, billed monthly | Yes — Hacker | Captain AI — billed per credit | No | Technical teams willing to self-host, or US-based teams |
| Smartsupp | 6.7 | Per workspace | €14 per workspace per month, billed annually | Yes — Free | Mira AI Agent — billed per conversation | Not documented | Small online stores with up to three people |
| Tidio | 6.1 | Tiers by conversation volume | $24.17 per workspace per month, billed annually | Yes — Free | Lyro AI Agent — billed per conversation | Yes | Small teams with low, predictable chat volume |
| LiveChat | 5.5 | Per seat | $19 per seat per month, billed annually | No free plan · 14-day trial | AI Agent (sold in Text and ChatBot.com plans) — billed per resolution | Yes | Established teams with budget per agent |
| Intercom | 5.4 | Seats plus AI usage | $29 per seat per month, billed annually | No free plan · 14-day trial | Fin AI Agent — billed per resolution | On some paid plans | Support teams building around an AI agent |
| Zendesk | 5.3 | Seats plus AI usage | $55 per seat per month, billed annually | No free plan · 14-day trial | Zendesk AI agents — billed per resolution | On some paid plans | Multichannel support teams wanting one helpdesk |
| Lime Connect | 4.5 | Seats plus AI usage | €87 per month, billed annually | Yes — Free | Connect AI Agent — billed per conversation | Yes | Teams that need chat data stored in Germany |
Free-plan audit
| Product | Free seats | Conversations | Chat history | Remove branding | AI on the free plan | Beyond website chat |
|---|---|---|---|---|---|---|
| tawk.to | Unlimited | Unlimited | Unlimited | Paid add-on | 100 / month | Yes |
| Freshchat | 10 | Not documented | Not documented | No | No | Yes |
| HubSpot Live Chat | 2 | Unlimited | Not documented | No | No | Yes |
| Crisp | 2 | Unlimited | Not documented | No | No | Chat only |
| Chatwoot | 2 | 500 / month | 30 days | No | No | Chat only |
| Smartsupp | 1 | 25 / month | 14 days | No | 10, one-off | Yes |
| Tidio | 10 | 50 / month | Not documented | No | 50, one-off | Yes |
| Lime Connect | 1 | 200 | Not documented | Not documented | No | Chat only |
| LiveChat | No free plan · 14-day trial | |||||
| Intercom | No free plan · 14-day trial | |||||
| Zendesk | No free plan · 14-day trial | |||||
Free-plan audit: does your team fit a free live chat plan?
What it costs at 2, 5 and 10 seats
| Product | 2 seats · 100 conversations a month | 5 seats · 500 conversations a month | 10 seats · 2,000 conversations a month |
|---|---|---|---|
| tawk.to | Free (Free) | Free (Free) | Free (Free) |
| Freshchat | Free (Free) if the undocumented conversations limit allows; otherwise $46 a month (Growth) | Free (Free) if the undocumented conversations limit allows; otherwise $115 a month (Growth) | Free (Free) if the undocumented conversations limit allows; otherwise $230 a month (Growth) |
| HubSpot Live Chat | Free (Free tools) | $100 a month (Service Hub Starter) | $200 a month (Service Hub Starter) |
| Crisp | Free (Free) | $95 a month (Essentials) | $95 a month (Essentials) |
| Chatwoot | Free (Hacker) | $95 a month (Startups) | $190 a month (Startups) |
| Smartsupp | €30 a month (Plus) | €99 a month (Expert) | €244 a month (Expert) |
| Tidio | $29 a month (Starter) | $129 a month (Growth) | $349 a month (Growth) |
| LiveChat | $118 a month (Team) | $295 a month (Team) | $590 a month (Team) |
| Intercom | $78 a month (Essential) | $195 a month (Essential) | $390 a month (Essential) |
| Zendesk | $138 a month (Suite Team) | $345 a month (Suite Team) | $690 a month (Suite Team) |
| Lime Connect | €105 a month (Pro) | No published plan fits | No published plan fits |
How to choose
If you want to pay nothing, start with tawk.to: its free core documents unlimited agents and conversations, and you pay only for add-ons such as branding removal. Check the free-plan audit before you rely on any other free tier.
If five people will answer chats and you want a fixed bill, compare per-workspace plans first. Crisp Essentials ($95 a month) and Smartsupp Expert (€99 a month) cover five people at one price, while per-seat tools such as LiveChat multiply the seat price by five.
If AI answers matter more than the widget, compare billing units before prices. Intercom, Zendesk and HubSpot Live Chat bill per resolution, Freshchat per session, Tidio per conversation, and Crisp and tawk.to in credits; how live chat vendors bill for AI explains what each unit counts.
If chat data has to stay in the EU, rule out tawk.to and Chatwoot Cloud, which both host in the United States, and read the EU-hosted list: Crisp, Tidio and Lime Connect document EU storage on every plan, while Intercom and Zendesk offer it only on higher plans.
If you already run HubSpot CRM, HubSpot Live Chat puts chats next to your contacts at no cost for 2 users; a free HubSpot account stops at 1,000 contacts.
Verdict
tawk.to is the default pick: its free core documents unlimited agents, conversations and history, so a growing team never has to buy a seat. Ignore it if chat data must be stored in the EU (tawk.to stores it in the United States) or if you need a vendor-held SOC 2 report; Freshchat covers both and is the next pick.
For buyers in the United States
The United States has no general federal privacy law, so the expensive risk for a website chat widget is California's wiretapping statute. Plaintiffs sue site owners under Penal Code § 631 for helping a third-party chat vendor read messages in transit, and § 637.2 sets damages at $5,000 per violation with no proof of harm required. Show a short notice at the chat input before the first message: the chat is recorded, a named vendor processes it, and here is the privacy policy. This is general information, not legal advice.
The vendor contract matters as much as the notice. Courts are split on whether a chat vendor is a mere extension of your website or a separate listener, and some find it enough that the vendor is capable of using transcripts for its own benefit, such as model training. Ask for terms that limit the vendor to providing the service to you. Do not wait for California's SB 690: as of 18 September 2026 the official bill history shows it on the Governor's desk, neither signed nor vetoed, and the final text does not touch § 631 chat claims.
If an AI bot answers first, label it as a bot in its first message and make it answer "am I talking to a human?" truthfully; California, Utah and Maine each have a disclosure rule, and the FTC treats overstated AI claims as deception. Get prior express written consent before sending marketing texts to a number collected in chat. Health providers need a signed business associate agreement with the chat vendor before any patient information goes through the widget, and vendors often reserve that for higher plans.
Live chat, privacy and the law: what a US business should check
Frequently asked questions
What is the best free live chat software?
On documented limits, tawk.to offers the most: unlimited agents, conversations and history on its free core. Chatwoot, Crisp, HubSpot Live Chat and others also have free plans, with their caps listed in the free-plan audit and on the free live chat list.
Is per-seat or per-workspace pricing cheaper?
It depends on team size. Per-workspace plans such as Crisp Essentials charge one price for a block of seats, so the cost per person falls as the team grows. Per-seat plans such as LiveChat Team charge $59 for every agent on monthly billing. See per-seat vs per-workspace pricing.
Did you test these live chat tools?
No. Every score here is read from vendor pricing pages, help-center articles and legal pages. We have not installed or measured the widgets, and how we review lists the rule behind each score level.
Which live chat tools include an AI chatbot?
Every product on this list sells an AI agent or assistant, but they bill in different units: resolutions, sessions, conversations or credits. The live chat with AI chatbot list compares those units side by side.
Why are some prices shown in euros?
Prices appear in the currency the vendor publishes. Smartsupp and Lime Connect price in euros; the other products on this list publish US dollar prices. No figure on this site is converted.
Keep reading
- Best free live chat software in 2026best list
- Best live chat software for small businessbest list
- Best live chat software for ecommercebest list
- Best live chat software with an AI chatbotbest list
- Best live chat software with EU data hostingbest list
- Is a free live chat plan enough for your team?guide
- Per-seat vs per-workspace pricing: what your team size does to the billguide
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This page was researched and drafted with AI assistance from the sources listed on it. We have not installed or tested these products ourselves. Method: How we review